Membership plans

Plans for every stage of retirement

Whether you are just starting to plan or managing spending and required withdrawals from retirement accounts, Retireo has a membership that fits.

used by members planning retirement

Basic

$

19

Per month / billed annually

A solid starting point for individuals building a retirement budget and timeline.

Retirement budget planner

Social Security claiming calculator

Email support

Income and spending overview

Go Basic

Enhanced

$

49

Per month / billed annually

For members who want deeper modeling and clearer visibility into retirement income.

Retirement spending scenarios

Required withdrawal tracker

Estate planning checklist

Priority email support

Go Enhanced

Professional

$

99

Per month / billed annually

For members managing complex accounts, required withdrawals, and estate documents.

Advanced income and tax modeling

Multi-account spending strategies

Document vault for estate planning

Priority phone and email support

Go Professional

Basic

$

29

Per month / billed annually

A solid starting point for individuals building a retirement budget and timeline.

Retirement budget planner

Social Security claiming calculator

Email support

Income and spending overview

Go Basic

Enhanced

$

59

Per month / billed annually

For members who want deeper modeling and clearer visibility into retirement income.

Retirement spending scenarios

Required withdrawal tracker

Estate planning checklist

Priority email support

Go Enhanced

Professional

$

129

Per month / billed annually

For members managing complex accounts, required withdrawals, and estate documents.

Advanced income and tax modeling

Multi-account spending strategies

Document vault for estate planning

Priority phone and email support

Go Professional

Members trust Retireo

Retireo brings retirement planning into one place, replacing scattered spreadsheets with clear tools so you can see your budget, income, and next steps.

"Retireo helped me finally understand when to claim Social Security and how much I can safely withdraw each year."

Margaret Chen

Retireo member, Portland, ME

"I used to guess at required withdrawal dates and tax impacts. Now I open Retireo and see my full timeline in minutes."

James Rivera

Retireo member, Austin, TX

"The estate checklist alone saved me weeks of research. Everything I needed was organized in one membership."

Diane Foster

Retireo member, Denver, CO

Trusted by members planning retirement their own way

Member stories

Clearer picture of retirement income

3x

Retirement planning

How one member mapped Social Security, pensions, and savings in one place

Read story

Income sources mapped in one view

3x

Retirement planning

How one member compared pensions and savings against monthly spending needs

Read story

Required withdrawals on track

100%

Account management

A member used the required withdrawal timeline to stay ahead of IRS deadlines

Read story

Estate docs organized

12

Estate planning

How one member organized wills, trusts, and beneficiary records

Read story

Frequently Asked Questions

What payment methods do you accept?

Retireo accepts all major credit and debit cards, including Visa, Mastercard, and American Express. For annual memberships, we also support bank transfers on request. All payments are processed securely, and you will receive a receipt for every transaction.

Can I switch between monthly and annual billing?

Yes, you can switch at any time. If you move from monthly to annual billing, your new cycle begins immediately with a prorated adjustment. If you switch back to monthly, the change takes effect at the start of your next billing cycle.

Do you offer refunds if I cancel?

Monthly subscriptions are non-refundable, but you can cancel anytime and your plan will remain active until the end of the billing period. For annual plans, if you cancel within 30 days of purchase, you’re eligible for a prorated refund. After 30 days, cancellations apply at the end of your term.

Will my plan renew automatically?

Yes, all subscriptions renew automatically to prevent any disruption in service. You’ll receive a reminder email before your renewal date, and you can update your payment information or make changes to your plan in your account settings at any time.

Can I upgrade or downgrade my plan mid-cycle?

Absolutely. Upgrades take effect immediately, and your bill is adjusted so you only pay the difference for the rest of your cycle. Downgrades take effect at the start of your next billing period, ensuring you get full access to your current plan until then.

Is Retireo financial advice?

No. Retireo provides self-directed tools and educational information only. We do not provide personalized financial, tax, or legal advice. Consult qualified professionals for advice specific to your situation.

What payment methods do you accept?

Retireo accepts all major credit and debit cards, including Visa, Mastercard, and American Express. For annual memberships, we also support bank transfers on request. All payments are processed securely, and you will receive a receipt for every transaction.

Can I switch between monthly and annual billing?

Yes, you can switch at any time. If you move from monthly to annual billing, your new cycle begins immediately with a prorated adjustment. If you switch back to monthly, the change takes effect at the start of your next billing cycle.

Do you offer refunds if I cancel?

Monthly subscriptions are non-refundable, but you can cancel anytime and your plan will remain active until the end of the billing period. For annual plans, if you cancel within 30 days of purchase, you’re eligible for a prorated refund. After 30 days, cancellations apply at the end of your term.

Will my plan renew automatically?

Yes, all subscriptions renew automatically to prevent any disruption in service. You’ll receive a reminder email before your renewal date, and you can update your payment information or make changes to your plan in your account settings at any time.

Can I upgrade or downgrade my plan mid-cycle?

Absolutely. Upgrades take effect immediately, and your bill is adjusted so you only pay the difference for the rest of your cycle. Downgrades take effect at the start of your next billing period, ensuring you get full access to your current plan until then.

Is Retireo financial advice?

No. Retireo provides self-directed tools and educational information only. We do not provide personalized financial, tax, or legal advice. Consult qualified professionals for advice specific to your situation.

What payment methods do you accept?

Retireo accepts all major credit and debit cards, including Visa, Mastercard, and American Express. For annual memberships, we also support bank transfers on request. All payments are processed securely, and you will receive a receipt for every transaction.

Can I switch between monthly and annual billing?

Yes, you can switch at any time. If you move from monthly to annual billing, your new cycle begins immediately with a prorated adjustment. If you switch back to monthly, the change takes effect at the start of your next billing cycle.

Do you offer refunds if I cancel?

Monthly subscriptions are non-refundable, but you can cancel anytime and your plan will remain active until the end of the billing period. For annual plans, if you cancel within 30 days of purchase, you’re eligible for a prorated refund. After 30 days, cancellations apply at the end of your term.

Will my plan renew automatically?

Yes, all subscriptions renew automatically to prevent any disruption in service. You’ll receive a reminder email before your renewal date, and you can update your payment information or make changes to your plan in your account settings at any time.

Can I upgrade or downgrade my plan mid-cycle?

Absolutely. Upgrades take effect immediately, and your bill is adjusted so you only pay the difference for the rest of your cycle. Downgrades take effect at the start of your next billing period, ensuring you get full access to your current plan until then.

Is Retireo financial advice?

No. Retireo provides self-directed tools and educational information only. We do not provide personalized financial, tax, or legal advice. Consult qualified professionals for advice specific to your situation.

Have more questions?

Contact us at support@retireo.com or (888) 791-7826

Contact us